How does life insurance taxation work?

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However, it should be noted that in the event of a total redemption, the contract is immediately terminated. Also, to make a redemption request, it is imperative to send it to the insurer in writing. This is done via a registered letter with acknowledgment of receipt. Life insurance can be very interesting in the event of an inheritance. You can freely choose the beneficiary(ies) of your life insurance contract, whether they are in your traditional inheritance or not. Thus, anyone can be the beneficiary of your life insurance contract, and this, with a very advantageous tax regime.


Life insurance is known for its so-called tax incentives and is the first choice for canada email list French investments. However, before taking out life insurance, it is important to know how it is taxed.

In reality, contrary to what one might believe, the taxation of this investment is relatively simple. The proof is that as long as you only make deposits into your contract, there is no declaration to make to the tax authorities.