FinTech-related initiatives at regional financial institutions
Posted: Tue Jan 21, 2025 4:17 am
Under the keyword "FinTech," various venture companies, both overseas and domestic, have begun to develop new services. Financial institutions have also begun various initiatives using smartphones and apps in collaboration with venture companies and major IT companies. In this article, we will introduce the initiatives of "regional financial institutions," which are one of the important stakeholders in regional economic revitalization and regional creation among financial institutions.
1. Nishi-Nippon City Bank begins using location-based push notifications to drive customers to local branches
In addition to basic banking-related functions, the Nishi-Nippon City Bank app offers convenient features such as push notifications for updated statement information and the ability to make payments by scanning the barcode on tax and public payment slips and invoices with your smartphone camera (NCB App Pay).
In addition, they often run unique campaigns for app users (winning cash prizes in a lottery for those who use the balance inquiry function, sending coupons that can be used at Lawson via push overseas chinese in usa data notifications, etc.), and by providing users with convenience as well as fun and value, they seem to be steadily increasing the number of users.
2. Fukuoka Bank provides local information content in addition to income/expense management and coupon functions
"Wallet+" provided by Fukuoka Bank offers basic functions such as balance inquiry and income/expense management, as well as a "purpose-specific deposit management function" that allows you to set your own goals and enjoy managing your deposits. It
also includes local information content and coupon/point functions, and seems to be working on creating mechanisms that allow you to enjoy local outings and shopping while enjoying deposits.
3. Yokohama Bank begins smartphone payment initiative
The Bank of Yokohama has announced that it will begin a smartphone payment service called "Hama Pay" in March of this year. By installing a compatible app on their smartphone and registering their bank account information, users will be able to make instant payments by direct debit when shopping at affiliated stores.
1. Nishi-Nippon City Bank begins using location-based push notifications to drive customers to local branches
In addition to basic banking-related functions, the Nishi-Nippon City Bank app offers convenient features such as push notifications for updated statement information and the ability to make payments by scanning the barcode on tax and public payment slips and invoices with your smartphone camera (NCB App Pay).
In addition, they often run unique campaigns for app users (winning cash prizes in a lottery for those who use the balance inquiry function, sending coupons that can be used at Lawson via push overseas chinese in usa data notifications, etc.), and by providing users with convenience as well as fun and value, they seem to be steadily increasing the number of users.
2. Fukuoka Bank provides local information content in addition to income/expense management and coupon functions
"Wallet+" provided by Fukuoka Bank offers basic functions such as balance inquiry and income/expense management, as well as a "purpose-specific deposit management function" that allows you to set your own goals and enjoy managing your deposits. It
also includes local information content and coupon/point functions, and seems to be working on creating mechanisms that allow you to enjoy local outings and shopping while enjoying deposits.
3. Yokohama Bank begins smartphone payment initiative
The Bank of Yokohama has announced that it will begin a smartphone payment service called "Hama Pay" in March of this year. By installing a compatible app on their smartphone and registering their bank account information, users will be able to make instant payments by direct debit when shopping at affiliated stores.